EIDL & PPP Disaster Loan Assistance

Immediate Professional Assistance

Two popular loans are available: Economic Injury Disaster Loans (EIDL) and Paycheck Protection Loans (PPP) that work best for most small businesses. You can apply for both loans, but you can’t use funds from each loan for the same expenses such as payroll, rent, insurance, etc.

  • SBA Economic Injury Disaster Loan -EIDL- Assistance
  • SBA Paycheck Protection Program -PPP- Assistance – The PPP and CARES Act – FAQ
    • ** PPP Worksheet Available Once Engaged! This helps calculate loan amount & debt forgiveness.
  • Frequently Asked Questions – FAQ PPP + EIDL
  • US Department of Treasury Resource Data
  • PDF Small Business Guide & Checklist – US CHAMBER OF COMMERCE

Scroll down for list of SBA-required FORMS.
Depending on your circumstances,one of these programs may fit. 888-529-6632 / Email us to discuss your options.


  • Our TEAM is uniquely qualified by decades of experience in law and lending, to guide our clients through the SBA EIDL loan application process of securing a disaster loan for your small business. Our services are fee-based.
  • We work collaboratively with small business owners to gather, shape, and submit needed documentation that is aimed at expediting the review / approval process.
  • Understanding your situation helps us expedite your application. Once the preliminaries are established, we are engaged by a representation agreement and a third party authorization letter that enables us to confidentially discuss your matters with others.

Specifically, the SBA looks for:

  • Applicant to demonstrate LOSS from disaster – that is, a quantifiable reduction of business revenues
  • Applicant to define operational NEEDS – that is, business costs such as salaries, fixed expenses, etc  needed to stay in business (even in the absence of customers / clients)
  • Does Applicant have the CAPACITY to service additional debt spread over (up to) 30-year amortization

Importantly, as with any interaction with the Federal government, the process can be detailed, time-consuming, and complex in many ways. The regulations are still evolving with regard to these loans, so stay tuned for updated information. The key takeaway is that the SBA is trying to reduce the requirements as much as possible, to grant and loan as much money as possible, and to provide more lenders to administer these loans.

We help with your online loan application and document submittals and (in CA & CO) we provide legal & tax insight and advice. Your competitive advantage is that our TEAM has decades of real estate, lending, legal, tax and practical expertise. We confidentially gather key needed information and upload your applications. We interact with the SBA on EIDL assistance and with SBA-approved & FDIC insured lenders on PPP assistance.

Determining Eligibility

Look here for your business: SBA Table of Size Standards_Effective Aug 19, 2019_Rev

The SBA table of size standards – assess your business size to determine whether you are considered a “small business”. This site has two options –an electronic document (use the Find “CTRL-F” function on your browser) or a size standards tool if you know your NAICS code (North American Industry Classification System).

We work with most business areas with a focus on these – but please email/call to discuss your situation:
Sector 71 – Accommodation Services – 72110 – Hotels (except Casino Hotels) and Motels
Sector 23 – Construction, Sector 53 – Real Estate, Sector 54 – Professional & Technical Services

Click on Image Below for SBA Program Overview

Online Application

The online application is the fastest method to receive a decision about loan eligibility.

Please Download · Complete · Return these Forms

EIDL – Economic Injury Disaster Loans

SBA may additionally request the following so complete and return these too.

PPP – Paycheck Protection Loans

** Disclaimer: I am an attorney and real estate broker providing fee-based services with EIDL assistance; fees on PPP loans  generate SBA points, paid by the SBA – Lenders we place your PPP loans with pay us a referral fee.

We are not the SBA. We are not affiliated with the SBA in any way other than as consultants acting on behalf of clients. While you can go direct if you wish, we carefully / confidentially review everything and discuss with you before submitting to SBA. This ensures that the underwriters are most likely to have key information at the outset without requesting more or seeking clarifications. If more data is needed, we promptly inform you, gather/review before submitting to SBA for consideration.

LINKS – General COVID-19 Resources