Hotel + Commercial Loans

Purchase Money & Refinance Loans

Questions / Comments – CONTACT PAGE – upload questions / documents below.
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RECENT 2021 LOAN CLOSINGSNEWSLETTER (HERE)

  • TULLY INN & SUITES: 55 OLD TULLY ROAD SAN JOSE, CA 95111
  • THE INN AT 1252 MONTEREY: 1252 MUNRAS AVE MONTEREY CA 93940
  • BLu PACIFIC HOTEL: 2050 N FREMONT ST MONTEREY CA 93940
  • VENDANGE CARMEL INN & SUITES: 24815 CARPENTER RD, CARMEL, CA 93923 Oct 2021

NOW is the time to reevaluate your debt structure / terms / pricing before inflation locks you into higher interest rates.

You gain a competitive advantage with lenders engaging my services as your Broker / Attorney – I stay involved from presentation to loan funding. With 35+ years real estate specialization, it is a a fact that Lenders welcome the clarity and thoroughness of my prompt communications that are squarely aimed at helping everyone make informed decisions.


  • All data is carefully reviewed before submitting anything to lenders.
  • The process has become more complex but we simplify.
  • As in the past, approval is dependent on solid financials / borrower liquidity!
  • Lenders require the list of documentation set forth below.

UPLOAD DOCS – EASY AS 1-2-3
LIST OF NEEDED DOCS

Simply drag and drop them into the form below.
SCROLL DOWN TO AREA WHERE DOCS CAN BE UPLOADED

** ALL DOCUMENTATION RECEIVED
IS HELD IN STRICT
CONFIDENCE AS
ATTORNEY-CLIENT WORK PRODUCT **

UPLOAD these items:

  • Promissory Note/s – for ALL LOANS
  • Mortgage Statement/s – Most recent for ALL LOANS w/Lender contact info
  • 2018+2019+2020 Complete ( FED ) Tax Returns for Business Entity
  • FYE Previous Year + YTD 2021 Profit & Loss Statement
  • Liquidity Statement w/supporting bank statements
    • Most Lenders want to see borrower liquidity – 10% of loan request ( e.g. $100K on $1MM )
  • Please complete / submit / upload this INTAKE FORM

At NO initial cost to you, your information / documentation will be reviewed resulting in our written findings, thoughts, & strategies.  

We will prepare a DCR analysis that will be accurate EXCEPT for needed missing information that can only be pulled from tax returns (i.e., depreciation, mortgage interest actually paid, amortization, etc.). To make the process most accurate, upload your 2018+2019+2020 tax returns for the business entity. We need these docs because lending is primarily based on your filed tax returns.

At this point, if we see viability to proceed, we will present you with an exclusive representation agreement for DocuSign E-Signatures. Thereafter, we will need the following documentation to shape into a presentation to several lender prospects:

UPLOAD these items:

  • FYE 2018+2019+2020 + YTD 2021Profit & Loss Statements
  • FYE 2018+2019+2020 + YTD 2021Balance Sheets
  • 2018+2019+2020 CompleteFED ) Tax Returns for Business AND 20+% Owners
  • IF 2020 Returns NOT filed, provide Extensions ( for Business + 20% Owners )
  • From EACH 20%+ owner/s – RECENTLY DATED
    • PFS – Personal Financial Statement – PFS SBA Form 413
    • Schedule of Liabilities SBA Form 2202 – Notes, Mortgages, Accounts Payable
    • Schedule of Real Estate Owned 
    • Professional Resume
    • Global Table of Mortgages w/interest rate, maturity
    • a current Credit Report along with a signed/dated letter explaining any charge offs, late pays, derogatory notations
  • Commercial Real Estate Loan APPLICATION

*HOTEL OWNERSplease provide:

  • Any recent APPRAISAL ( dated within last 5 years )
  • STR REPORT ( most recent if not an independent )
  • ADR Report ( Average Daily Rate per Room )
  • Occupancy Report
  • Franchise Agreement ( if applicable )
  • Construction Bid Estimate if Renovations are to be paid from loan proceeds

Our compensation is contingent upon finding you the right / acceptable financing!

Click on these links for more details:

NEWSLETTER 2021-Q1 – Investment Forecast by Marcus & Millichap
DI_2021-0802-Corporate-Travel-Return to a world transformed


UPLOAD FINANCIAL DOCUMENTS HERE:
Our server is encrypted and firewall protected. Once received, 1/ we hold docs in strict confidence, 2/ we assess your loan eligibility based on the contents of the financials provided, 3/ we communicate our initial comments about the viability of your loan requests, 4/ then gather whatever else is needed, 5/ then advance to a representation agreement, 6/ followed by professionally prepared submittal of a loan request to 40-50+ targeted lender prospects.
ALL information is received securely and maintained as confidential attorney-client product.
Sending us all requested financial docs is best way to expedite our review!
Click or drag files to this area to upload. You can upload up to 24 files.
Permitted file extensions: .pdf, .doc, .docx, .tif, .tiff, .xls, .xlsx, .jpeg, .jpg

Interactive Forms

** These forms originate from WFB for information gathering purposes only.
** WFB may or may not be a lender to which request will be made.

** Commercial Property Loan Calculator


**NOTE: Currently we work with certain properties and loan amounts only. If we can’t help, we will refer.